Individual life insurance quotes are a kind of safety valve against uncertainties that leave you and your family at risk, for example, may need to change jobs or be involved in a serious accident that could have an impact on our daily lives. The insurance company is growing rapidly in a dynamic market, and now have begun to offer a wide range of insurance products, in addition to the traditional, such as life, health, family, home, car and accident life insurance plans .
May 23, 2013
May 15, 2013
When you reach retirement years of 65 and over suffering a chronic incurable illness, there really is light at the end of your tunnel. It is 2013 and no longer need for you to run out of funds while still living under treatment. You can have funds you need now for further treatment.
Golden Years Hard as Brass
I was a 69 year old COPD patient with a heart situation as well. I had surgery for an aorta transplant due to pending anheurism , incurred five arterial blockages with stent application, then emergency open heart surgery. I was advised I needed a combination heart-lung transplant. My husband and I own our home mortgage free, and considered taking out an equity loan. However, I didn’t want my husband bearing a heavy mortgage when I die, and he felt the same way should he die before me.
Selling My Insurance?
Our son-in-law sells farm insurance so was knowledgeable about life settlement options to receive funds needed by cashing in my life policies or even selling my insurance to a third party. It would enable us to have the money now, while I still have a chance to live a few more precious years, instead of my husband collecting it after my demise.
Listing of Policy Assets
Our son-in-law helped us inventory all my insurance policies, including a sizeable annuity. He determined their cash-in values and advised we could receive a better offer from a viatical settlement company. A settlement company acts as a broker. After we applied and medical interview (usually by phone), the broker would search for the highest bidder. The broker would submit the offer to us and we could accept or refuse it.
New Experience in Late Life
Without a doubt this was the strangest business transaction we two Ohio small towners had ever completed. However, we had experienced other culture shocks living in 2013, and my upcoming surgery was rather unique, itself. We were not expecting a large miracle, just a small compact size. My remaining years after heart-lung transplant were not a promise, rather a trial. So we acquired the surgery costs from a settlement broker.
The act of selling my life insurance was the best thing we could have done or have ever done. The funds are ours, and the surgery is next week. My daughter and son-in-law are expecting their first baby and I am planning on being there for birth and christening.
May 9, 2013
In order to opt for a favorable life insurance plan you got to find reputed life insurance companies. The importance of a life insurance policy is already established and it hardly requires a further discussion on that. No matter how economically sound you are, insurance is always a good thing to have to your name. You never know what the future might hold for you and in such a scenario you might have to sell off your belongings, or our dear ones might just have to see the toughest days in your absence I you leave behind a great deal of loans to repay. (more…)
March 23, 2013
The company that has a good performance and reputation in the market always tries to do the best in all aspects. The very important thing is to payment of the employees. In today’s world we are always enhancing the new technology and use them in our daily life. (more…)
January 25, 2013
There is no doubt about the fact that one can save a lot of money by keeping fit and healthy. As one requires a good amount of money in order to get rid off or cure diseases that affects our body. (more…)
September 19, 2012
Buying a car is obviously a hefty financial investment. However, it can be an investment that is lessened by opting for car finance. Essentially, with car finance you don’t have to pay for a car outright, and instead you pay a set amount every month. (more…)
March 14, 2009
Autonet are a UK insurance company specialising in motor and business insurance sectors including van insurance, motorbike and business / commercial insurance. Health Insurance Riverside CA
January 25, 2009
The Reserve Bank of India has collected data on bank exposure in scam-tainted IT firm Satyam Computer and an investigation in the matter is on, a top RBI official said. “We have collected data on direct and indirect exposure of banks to Satyam. (more…)
With the demand of wealth management service increasing among business professionals, there are lucrative career opportunities available in wealth management jobs. Wealth management jobs generally refer to the advanced discipline that is linked to the advice provided while making investments and creating personal loans. (more…)
November 11, 2008
Need Of Finance and Loans
Some times in life one undergoes financial difficulties. The Finance has a central role in implementing Government policy, in particular the Program for Government, and in advising and supporting the Minister for Finance and the Government on the economic and financial management of the State and the overall management and development of the public sector.